Cover Summary

Understand Your Cover

Before obtaining a quote it's important that you understand the insurance cover you are purchasing.
Cover (A)
(FULL COVER- this includes all Cover B Risks)		 This cover will apply to your goods which are moved and packed by a professional removalist.
Cover A covers all risks of loss or damage to your goods by accident or natural perils and by wilful and deliberate actions of a third party, upto the limit set out in the schedule and subject to the policy terms and conditions (see Institute Cargo Clause (A) and Institute Cargo Clauses (AIR) by clicking the Product Disclosure Statement and Policy Document.
A $500 excess is payable under this cover but would be refundable if we can recover damages for you.
Cover (B)
(Restricted Cover- Specified Events as listed)		 This cover will apply on your goods which are packed by you.
This is the only cover available for those goods which are packed by you.
Cover B will pay for any loss or damage to your goods caused by the following;
  • Fire or explosion.
  • Theft, Pilferage and Non Delivery - This cover is only available if you have supplied us and we have accepted and itemised, a valued list of goods that you have packed.
  • Vessel or craft stranded, sunk, burnt or capsized.
  • Collision or contact of vessel, craft or conveyance with any external object except water.
  • Earthquake, lightning or volcanic eruption.
  • Overturning or derailment of the land conveyance carrying your goods.
  • Crashing or forced landing of any aircraft carrying your goods.
  • Discharge of your goods at a port of distress.
  • Jettison of the goods from a vessel.
  • Washing overboard
  • General average sacrifice
  • Entry of sea, lake or river water into vessel, craft, hold, conveyance, liftvan or place of storage.
  • Total loss of any package lost overboard or dropped whilst loading on to, or unloading from vessel or craft.

Special Note: If you are packing your own goods and require cover to include Theft, Pilferage and Non Delivery of your goods, you will need to supply us with an itemized and valued list of goods prior to commencement of transit. Theft, Pilferage and Non Delivery cover will only be given if the itemized and valued list has been received and accepted by us.

Please Note

You can get a quote and request cover online, however, if you nominate:
  • A contents value of $100,000 or more you will need to contact us to obtain a quote.
  • If you nominate a destination other than those specified herein, you will need to contact us to obtain a quote.
  • Quotes will usually remain valid for 3 months, but are not binding and may be varied at any time at our discretion.

Insurer

Alianz Australia Insurance Limited (ABN 15000122850) is the insurer of the CARTS Household Contents Transit Insurance. You should consider the Product Disclosure Statement in deciding whether to aquire this product.
Click here to Product Disclosure Statement And Policy Document

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